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Medicare Supplement Plan B

Medicare Supplement Plan B is one of the standardized Medicare Supplements plans available in 47 states of the United States. Hence, the Plan B that’s offered in one state provides the same coverage as the Plan B that’s offered in another state. This, however, is not so in Massachusetts, Minnesota, and Wisconsin. If you’re in any of these three states, you may have to buy a different type of coverage.

Medicare Supplement Plan B is not the same as Medicare Part B, although they sound alike. The Medigap Plan B premium depends on several different factors and can vary from person to person and company to company.

The Medicare Supplement Plan B provides the following coverage:

  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up

  • Part A hospice care coinsurance or copayment    

  • Part A deductible

  • Medicare Part B coinsurance or copayment 

  • The first 3 pints of blood used in a medical procedure


Medicare Supplement Plan B doesn't cover the following categories, and these will have to be paid for out-of-pocket:

  • Skilled nursing facility care coinsurance

  • Part B deductible

  • Part B excess charge

  • Foreign travel emergency medical costs

Medigap Plan B is very rarely sold there are other options that are usually a better value like Plan G and Plan N.

Top 5 Medicare Mistakes to Avoid! 

Medicare is complicated and making the wrong decision can be costly. We have put together a FREE resource guide covering the Top 5 Medicare mistakes and how to avoid them. Here is what you will learn in this educational resource: 


  • Proven Steps to Achieve Medicare Success

  • How To Avoid Costly Mistakes & Lifetime Penalties

  • Discover What Insurance Companies Aren't Telling You

  • And More…


Don’t leave your health coverage in retirement to chance. Download this FREE resource today!"

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Our personalized expert guidance is FREE of charge so that you can save time and money! And even better, when you take care of your Medicare plan enrollment with us, we make a donation to Operation Underground Railroad, which is pioneering the fight against Human Sex Trafficking.

The Your Local Medicare

Help Save the Children Fund

For every person we help enroll into a Medicare plan we donate to this fund.


Top 5 Medicare Mistakes to Avoid

Avoid Common Pitfalls People Make

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