Medicare Supplement Plan A
Medicare Supplement Plan A is one of the standardized Medicare Supplements plans available in 47 states of the United States, except in Massachusetts, Minnesota, and Wisconsin. In other words, the Plan A that’s offered in one state provides the same coverage as the Plan A that’s offered in another state.
Although it sounds and looks similar to Medicare Part A, they are not the same and should not be mistaken for the other.
Plan A is the first and the most basic of the 10 Medicare Supplement plans. It is the Medigap plan with the lowest premiums and the fewest benefits.
Medicare Supplement Plan A covers 100% of the following things:
Medicare Part A coinsurance payments for inpatient hospital care up to an additional 365 days after Medicare benefits are used up
Medicare Part B coinsurance or copayment
The first 3 pints of blood used in a medical procedure
Part A hospice care coinsurance or copayment
Medicare Supplement Plan A is the only plan that doesn't cover Part A deductible. It also doesn't cover the following:
Skilled nursing facility care coinsurance
Part B deductible
Part B excess charge
Foreign travel emergency medical costs
Hence, Medicare Supplement Plan A policyholders pay out-of-pocket for the costs mentioned above.
Medicare Supplement Plan A has the highest likelihood of incurring higher out-of-pocket costs if the need for the uncovered expenses arises. It may seem ideal for policyholders who don't wish to pay expensive premiums for benefits they might never use. However, for just a few dollars more Medigap Plan G and Plan N are usually a much better value.
We Are Here To Help You. Contact Us!
As an unbiased broker, we at “Your Local Medicare Help” assist our clients by figuring out what plans their doctor takes and helping the client find the most competitive plans, and they never pay us anything. With so many options available, Medicare can be confusing. Whether you are looking for someone to come and sit down with you at your kitchen table, meet at our local office or discuss your options over the phone, we are here to help.
No matter the environment, we have the resources and technology to make enrollment in Medicare plans accurate and simple. Our personalized expert guidance is FREE of charge so that you can save time and money! And even better, when you take care of your Medicare plan enrollment with us, we make a donation to Operation Underground Railroad, which is pioneering the fight against Human Sex Trafficking. Read More HERE
Top 5 Medicare Mistakes to Avoid!
Medicare is complicated and making the wrong decision can be costly. We have put together a FREE resource guide covering the Top 5 Medicare mistakes and how to avoid them. Here is what you will learn in this educational resource:
Proven Steps to Achieve Medicare Success
How To Avoid Costly Mistakes & Lifetime Penalties
Discover What Insurance Companies Aren't Telling You
Don’t leave your health coverage in retirement to chance. Download this FREE resource today!"
Our personalized expert guidance is FREE of charge so that you can save time and money! And even better, when you take care of your Medicare plan enrollment with us, we make a donation to Operation Underground Railroad, which is pioneering the fight against Human Sex Trafficking.
The Your Local Medicare
Help Save the Children Fund
For every person we help enroll into a Medicare plan we donate to this fund.