top of page
Search

Let's Talk About Medicare vs. Medicaid Coverage

Writer's picture: Your Local Medicare HelpYour Local Medicare Help

Updated: Nov 21, 2024

The United States offers Medicare and Medicaid health insurance programs for individuals who need governmental assistance with their healthcare.

You can apply for Medicare or Medicaid plans online, by phone, or in-person at your local Social Security office.

When you need help understanding which federal and state health coverages are best for you, contact the team at Your Local Medicare Help!



an up close shot of a finger on a keyboard

What is the Difference Between Medicare and Medicaid Coverage?


You’ll need to understand the difference between Medicare and Medicaid to find the right coverages for you:

Eligibility


Medicare is a federal program for individuals who are 65 and older. To be eligible for Medicare under the age of 65, you will need to have a qualifying disability or end-stage renal disease.

Medicaid is a state program that follows federal government requirements. These requirements are generally based on your household income, family size, and/or disability. Find out if you’re eligible for Michigan’s Medicaid Program online.

Coverage


Medicare plans depend on Original Medicare or Medicare Advantage. Medicare Part A (hospital insurance) and Part B (medical insurance) are known as Original Medicare. Medicare Advantage includes Part C (Part A, Part B, and usually, prescription drug coverage (Part D)). Learn about Medicare Advantage Plans in Michigan and how you can qualify.

Medicaid health plans require all states to cover certain medical services like inpatient and outpatient hospital services, lab and x-ray services, physician services, nursing facility services, and more. States can also offer coverage on prescription drugs, physical therapy, occupational therapy, dental, and more.

Applying


There are many ways to enroll for Medicare depending on your preferences. Keep in mind that you have to enroll for Medicare on time in order to avoid penalties and get the coverages that you need. If you have any questions about applying for Medicare, contact the Your Local Medicare Help team by phone at 877-438-9564.

Unlike Medicare, you can apply and enroll for Medicaid at any time of the year. If you have any concerns about Medicaid coverage, visit medicaid.gov.

If you’re having trouble enrolling for Medicare, or have any other questions regarding Medicare, contact the Your Local Medicare Help team by phone today!


23 views0 comments

Recent Posts

See All

Comments


Welcome to Your Local Medicare Help, where we specialize in making Medicare easy to understand and tailored to your needs. Our mission is to provide FREE experienced guidance to all Medicare beneficiaries, ensuring you find the best plan for your unique situation while also helping you access valuable federal and state programs that could save you money and enhance your coverage.

Medicare can be confusing, but you don’t have to navigate it alone. Our dedicated team takes the time to understand your healthcare needs, budget, and preferences. We’ll help you explore your options, including Medicare Supplement Insurance and prescription drug coverage, so you can confidently make informed decisions.

Whether you’re turning 65 or already enrolled and looking to review your plan, we’re here to guide you every step of the way. Contact Your Local Medicare Help today for personalized support—at no cost to you! Let us simplify Medicare so you can focus on your health and well-being.

Visit or Contact Us Today:

Your Local Medicare Help
700 S Main St, Suite 111
Lapeer, MI 48446
Phone: (877) 438-9564

Office Hours:
Monday: 9 AM – 5 PM
Tuesday: 9 AM – 5 PM
Wednesday: 9 AM – 5 PM
Thursday: 9 AM – 5 PM
Friday: 9 AM – 5 PM
Saturday: 9 AM – 12 PM
Sunday: Closed

NSSA Certificate Logo
Priority Health Elite Agent Badge Logo
Trusted Medicare Supplement Professional Logo

*Your Local Medicare Help is an independent insurance brokerage that connects individuals with insurance providers. Your Local Medicare Help is delivering an educational presentation only. Products and services are provided exclusively by the providers. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. We do not offer every plan available in your area. Currently we offer 8 Organizations offering 95 plans. Any information we provide is limited to those plans we do offer in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.” For accommodation of persons with special needs at meetings call 1-877-438-9564. By submitting your phone number, you are giving Your Local Medicare Help permission to communicate with you via live telephone and automatically-sent text message. We are not connected with or endorsed by the United States government or the federal Medicare program.

 Copyright © 2023 Your Local Medicare Help | All rights reserved.

Privacy Policy     DNC Policy

bottom of page