Dental, Vision & Hearing Plans
Original Medicare Does NOT cover routine Dental, Vision, or Hearing
Medicare does not cover things like Dentures, Eyeglasses, or Hearing Aids. These are unfortunately things that are commonly needed in some capacity as we age. Many people who face the cost of these desired products or services often go without them or worse settle for inferior quality.
Having a standalone Dental, Vision, Hearing plan can help relieve the financial burden associated with these services when you end up needing to use it. It can also give you the peace of mind you deserve by no longer having to worry about trips to the dentist for fear of needing work done you may not be able to afford.
We offer many affordable options from numerous “A” rated insurance carriers starting at a little more than $1 a day. Some options have NO NETWORKS allowing you to go to any provider you would like to see. One of the important things to realize is that the coverage is more affordable the younger you are, so putting it off could cost you money.
Furthermore, many insurance plans have a 6 month to a 1 year waiting period for Major services. This means that after you take out the policy you may need to pay on it for 6 months or longer before you can use for the work you are needing done. So waiting until you need coverage to take out a policy, could cost you more in the long run.
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“But, I heard Medicare added Dental, Vision, and Hearing this year?!?”
This is NOT true. Original Medicare still does not cover these routine services. MEDICARE ADVANTAGE PLANS or Medicare Part C however, do sometimes offer coverage for these sorts of services.
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These plans are offered through private insurance companies who all compete with each other to offer better coverage.
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It is important to realize that to make a decision to get on a Medicare Advantage plan JUST because it has one of these ancillary coverages is not recommended.
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You have to remember that Medicare Part C is NOT a supplement and will function differently than Original Medicare.
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These are often great options for certain people. That being said, there are a number of things to consider when choosing a plan that best works for you.